Student Health Insurance
All students must have major group health insurance while enrolled at OHSU.
Students can access Student Health and Wellness services no matter which insurance plan they have.
On this page you can find information about:
OHSU Student Health Insurance Plan
Students are automatically enrolled in OHSU’s Student Health Insurance Plan through PacificSource. The plan helps cover your health care needs while you work towards your degree.
Read about OHSU’s Student Health Insurance Plan.
Please note that dependent coverage is not offered on the Student Health Insurance Plan.
Waiver information
If you have other major group medical insurance, you can opt out of the Student Health Insurance Plan by submitting a waiver.
Waiver applications are available about a month before each term begins and must be completed by the deadline. To opt out of both medical and dental coverage, you need to fill out separate waivers for each.
Waiver application details:
- You need to register for the current term before you can submit a waiver.
- As soon as you submit the waiver, you'll find out if it's approved.
- Waivers for the 2023-2024 year last through September 21, 2024.
- You must submit new waivers each year to opt out of the plan.
- If you miss the waiver deadline, you have to wait until next term’s waiver period to apply again.
- Waivers are only available online, and the process is managed by Academic Health Plans.
For questions about waivers, email us at studentinsurance@ohsu.edu.
For information about OHSU’s uninsured student procedure, read our policy.
Contact us
For general questions or questions about the waiver process:
- Email Human Resource Benefits at studentinsurance@ohsu.edu
- Call us at 503-494-7617, ext. 4
For questions about Student Health Insurance Plan benefits or to request a temporary ID card:
Call PacificSource at 855-274-9814
For questions about the Student Health Insurance Plan eligibility and enrollment dates:
Call AHP at 855-824-9681
Student Health Insurance Plan waivers
If you have major group medical insurance, you can opt out of the Student Health Insurance Plan.
OHSU Student Health Insurance Plan coverage dates and costs
2024-2025:
| Coverage | Summer B (8/1/24-9/21/24) | Fall (9/22/24-1/2/25) | Winter (1/3/25-3/27/25) | Spring/Summer (3/28/25-9/21/25) |
|---|---|---|---|---|
| Medical rates (including vision) | $933.68 | $2,183 | $2,183 | $2,183 |
| Dental rates | $47.29 | $111 | $111 | $111 |
Spring term for 4th year medical students only (3/28/25 – 6/30/25):
- Medical rates: $1636.00
- Dental rates: $86.57
Qualifying events and graduation
Loss of other coverage:
Eligible students who involuntarily lose coverage under another group insurance plan are also eligible to purchase the OHSU Student Health Insurance Plan. These students must provide OHSU with proof that they have lost insurance through another group (certificate and letter of ineligibility) within 30 days of the qualifying event. Students can contact OHSU at 503-494-7617, ext. 4, Monday through Friday, 8 a.m. to 4 p.m. The effective date would be the later of: (a) term effective date, or (b) the day after prior coverage ends if enrollment request is received within 31 days from loss of prior coverage. Payment for that term's coverage would be provided directly to OHSU.
Leave of absence:
If leave is declared after the 100 percent refund deadline, the student will remain covered through the rest of the term coverage period. If the leave is an approved medical leave, the student can elect one additional term of coverage (per academic career). Enrollment and payment for this one term of medical leave coverage will be done directly through AHP.
If leave is declared prior to the 100 percent refund deadline, the student will not be covered for the term unless it is an OHSU approved medical leave. For those on an OHSU approved medical leave, they will have the option to enroll in the student health insurance plan for the current term only. Enrollment and payment for the remainder of this term's coverage period will be done directly through AHP. The student will not be able to elect an additional term of coverage.
Previous enrollment in the prior term is required in order to qualify for a term of coverage for medical leave. A maximum of one term of medical leave health insurance coverage will be granted during your academic career.
Students who qualify for medical leave of absence coverage must enroll within 31 days from their leave date.
Late admit:
Students who register after the 100 percent refund deadline will be enrolled in the whole term coverage period with back-dated coverage from the start of this period. If they wish to waive out of the Student Health Insurance Plan, they will need to contact the Student Health and Wellness Center office upon registration for an alternative process.
Graduation:
Students’ coverage with PacificSource will terminate at the end of the term coverage period. PacificSource does not offer any type of continuation plan. Students whose coverage ends are eligible for a special enrollment period through the federal healthcare exchange due to the loss of coverage. Students can find out more information by visiting the website.
Resources:
Other insurance options for students
You can find major group medical insurance coverage through the Oregon Health Plan and the Oregon Health Insurance Marketplace.
- See if you qualify for Oregon Health Plan coverage.
- Search coverage options through the Oregon Health Insurance Marketplace.
Please note that OHSU does not manage these plans.
Insurance for postdoctoral scholars
If you're a postdoctoral scholar, you can receive employee benefits at OHSU. Visit the Office of Postdoctoral Affairs website for the most up-to-date information.
Questions about Student Health and Wellness Center appointments for postdoctoral scholars: call 503-494-8665 or email shw@ohsu.edu.
Questions about insurance for postdoctoral scholars: email opa@ohsu.edu or visit the Employee Benefits page on O2.